December 13, 2024
kobrieninsWhat People in Their 20s and 30s Need to Know About Property and Casualty Insurance
As you transition into your 20s and 30s, life often becomes a balancing act between new responsibilities, career growth, and personal goals. One critical, yet often overlooked, aspect of this phase is securing the right property and casualty insurance. This type of insurance protects your assets and liabilities, ensuring financial stability in the event of […]
May 16, 2024
kobrieninsHow the Cost of Auto Body Repair is Impacting Auto Insurance Rates
The cost of auto body work is influenced by several factors, which contribute to the overall expense and, consequently, to rising auto insurance rates. Here are the key reasons why body work is so expensive and how it impacts insurance rates: Factors Increasing the Cost of Body Work Advanced Vehicle Technology: Materials and Construction: Modern […]
March 15, 2024
kobrieninsSocial Inflation and the Impact on Insurance Premiums
Social inflation is a term used in the insurance industry to describe the phenomenon where the costs of insurance claims rise due to societal factors rather than purely economic or legal ones. This inflationary pressure on insurance claims stems from various social and cultural trends, attitudes, and behaviors. Here are some factors contributing to social […]
February 15, 2024
kobrieninsFactors Impacting Your Personal Auto Insurance Premium
There are several factors can affect personal auto insurance rates in California. While the specifics of how each insurer calculates rates may vary, here are some common factors that typically influence the cost of auto insurance: Driving Record: One of the most significant factors is your driving history. Insurers look at your record for accidents, […]
November 15, 2023
kobrieninsAs Winter Approaches It’s Time to Get Your Home Ready
Preparing your home for winter is essential to ensure comfort, energy efficiency, and protection against the cold weather. Here are some tips to help you get your home ready for the winter months: Inspect and Service Heating System: Have your heating system professionally inspected and serviced before the winter season. Change the furnace filter and […]
October 17, 2023
kobrieninsNavigating the Storm: Challenges in Commercial Property Casualty Insurance in California
California is a land of opportunities and challenges for commercial property owners and insurers alike. With its diverse geography, from bustling cities to earthquake-prone areas and wildfire-vulnerable regions, the Golden State poses unique challenges for property casualty insurance providers. In this blog post, we’ll delve into the intricacies of commercial property casualty insurance in California […]