December 13, 2024
kobrieninsWhat People in Their 20s and 30s Need to Know About Property and Casualty Insurance
As you transition into your 20s and 30s, life often becomes a balancing act between new responsibilities, career growth, and personal goals. One critical, yet often overlooked, aspect of this phase is securing the right property and casualty insurance. This type of insurance protects your assets and liabilities, ensuring financial stability in the event of […]
May 16, 2024
kobrieninsHow the Cost of Auto Body Repair is Impacting Auto Insurance Rates
The cost of auto body work is influenced by several factors, which contribute to the overall expense and, consequently, to rising auto insurance rates. Here are the key reasons why body work is so expensive and how it impacts insurance rates: Factors Increasing the Cost of Body Work Advanced Vehicle Technology: Materials and Construction: Modern […]
March 15, 2024
kobrieninsSocial Inflation and the Impact on Insurance Premiums
Social inflation is a term used in the insurance industry to describe the phenomenon where the costs of insurance claims rise due to societal factors rather than purely economic or legal ones. This inflationary pressure on insurance claims stems from various social and cultural trends, attitudes, and behaviors. Here are some factors contributing to social […]
February 15, 2024
kobrieninsFactors Impacting Your Personal Auto Insurance Premium
There are several factors can affect personal auto insurance rates in California. While the specifics of how each insurer calculates rates may vary, here are some common factors that typically influence the cost of auto insurance: Driving Record: One of the most significant factors is your driving history. Insurers look at your record for accidents, […]
November 15, 2023
kobrieninsAs Winter Approaches It’s Time to Get Your Home Ready
Preparing your home for winter is essential to ensure comfort, energy efficiency, and protection against the cold weather. Here are some tips to help you get your home ready for the winter months: Inspect and Service Heating System: Have your heating system professionally inspected and serviced before the winter season. Change the furnace filter and […]
October 17, 2023
kobrieninsNavigating the Storm: Challenges in Commercial Property Casualty Insurance in California
California is a land of opportunities and challenges for commercial property owners and insurers alike. With its diverse geography, from bustling cities to earthquake-prone areas and wildfire-vulnerable regions, the Golden State poses unique challenges for property casualty insurance providers. In this blog post, we’ll delve into the intricacies of commercial property casualty insurance in California […]
May 4, 2023
AgencyWelcome to Our New Website
Our dedicated staff of insurance professionals are here to assist you in securing an insurance policy to protect you and your loved ones for years to come. With a vast knowledge of our many carriers, we are equipped to shop for the best policy to suit your needs. Our job is to help you navigate […]
August 31, 2021
AgencyNon-Profit Insurance for Social Service Professionals
As a social service professional, your goal is to help people. There is no doubt that operating a business in this sector can be a challenge. And it does not always leave people with the best outcome. If you are a business owner in this field, it is very important for you to have ample […]
July 27, 2021
Agency5 Insurance Mistakes Small Business Owners Should Avoid
You’ve already spent lots of time and energy on growing your business. So, it makes sense that you want to protect your hard work with a great business insurance policy. But before you start spending money on a new insurance policy, you need to do lots of research. It can save you from making any […]
June 30, 2021
Agency5 Tips for Purchasing RV Insurance Affordably
An investment in RV insurance can help anyone to enjoy the open road easier. Like most insurance products, this policy works to help individuals reduce the financial risks they face when using or storing their vehicle. What makes an RV different from a typical car or truck is its increased value. In short, these vehicles […]